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Sunday, November 17, 2019

Gospel Hip-Hop Artist Lecrae Invests in Audio Mixing Company MXD

The hip-hop world continues to get technical. According to The Source, gospel hip-hop artist Lecrae Devaughn Moore has invested in an audio mixing company.

The artist/businessman has invested in a company called MXD. MXD was started by Jacob “Biz” Morris, a Grammy Award-winning engineer and audio mixer. MXD allows independent artists, A&Rs, producers, podcasters, film composers, and just about any other type of creator to upload their tracks to the website and through a variety of costs and services, receive a professionally mixed recording in 48 hours or less. The price of the lowest package for a single track costs just $95.

“We’re in a time in history where technology is providing solutions for nearly every field. The entertainment world needs these solutions and I’m committed to making sure they are affordable and accessible,” says Lecrae, as quoted on Gospel Music Association’s website.

“Before MXD my inbox was flooded with requests for services, but at rates I couldn’t commit to,” explains Morris. He shared the number of direct messages and emails requesting audio engineering services with Lecrae, who introduced him to Oust founder Dan Duncan to help create a solution. Through the Oust Labs Accelerator and startup studio program, Morris went from ideation to execution within three months. Morris says Oust’s support has been instrumental in launching his brand. “Their team pushes the boundaries on creativity,” he said. ”Oust’s branding is amazing and the team is phenomenal!”

“Building a record label from the ground up has given me a deeper appreciation for what it takes to put out your music independently,” explains Lecrae. “Although I’m now partnered with a major label, I started out as an indie artist and still run an independent label. I wish technology like MXD was available when I started out.”

Lecrae is the president, co-owner, and co-founder of the independent record label Reach Records. Lecrae has received nominations for Artist of the Year at the 43rd, 44th, 45th, and won the award at the 46th GMA Dove Awards. He was also nominated for a BET Award for Best Gospel Artist in 2013 and in 2015, became the first hip-hop artist to win that award.



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Guggenheim Museum hires Ashley James as its first Black curator

The Guggenheim Museum in New York City has officially hired the first full-time Black curator in its history, Ashley James.

James will occupy the position of associate curator of contemporary art at the notable museum, which has been around since 1959.

READ MORE: Acclaimed novelist Ernest Gaines dies at 86

Art News detailed James began her position at the Guggenheim in the past week. Previously, she was the assistant curator of contemporary art at the Brooklyn Museum in New York. During her tenure, she lead the Soul of a Nation: Art in the Age of Black Power exhibition.

“Ashley is a curator who has demonstrated incisive and intersectional thinking about contemporary artistic practice,” Nancy Spector, the Guggenheim’s artistic director and chief curator, said in a statement. “Her work complements the Guggenheim’s mission to present the art of today, which we understand as a deep and expansive view of art history.”

The New York Times said James served as Mellon Curatorial Fellow in the Museum of Modern Art’s drawings and prints department, focusing on artists Adrian Piper and Charles White. She also previously worked at the Studio Museum in Harlem and Yale University Art Gallery. She will receive a Ph.D. from Yale in English Literature, African-American Studies and women’s gender and sexuality studies this coming spring.

READ MORE: Real reason why Solange pulled out of this year’s Coachella

“I am eager to begin work with my colleagues to develop new research, explore new ideas for exhibitions, programs and publications and continue to expand and shape such a vital collection,” James said in statement.

The hire of James follows an art show curated by ChaƩdria LaBouvier, which made her the first Black woman to curate a solo exhibition in the history of the Guggenheim. Prior to the solo exhibition, Nigerian curator Okwui Enwezor contributed to a group exhibition of African photography in 1996.

The post Guggenheim Museum hires Ashley James as its first Black curator appeared first on theGrio.



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Former NYC Mayor Michael Bloomberg says ‘I Was Wrong’ for stop-and-frisk policy

Former New York City Mayor Michael R. Bloomberg is currently planning his Democratic presidential run and looking to get ahead of detractors by apologizing for his support of the “stop-and-frisk” strategy, employed by the New York Police Department.

The strategy was supported for a decade by Bloomberg and led to the stopping of numerous Black and Latino citizens across the city.

READ MORE: Chicago top cop connected to Jussie Smollett case under investigation

In a speech, the first since expressing his interest as a presidental candidate, Bloomberg stated “I was wrong” and “I am sorry” to potential supporters.

Bloomberg went on to say that he understands he “can’t change history,” and “I apologize” to anyone that was wrongly stopped as a part of the policing efforts.

The New York Times cites the 77-year-old billionaire publicly backtracked on a component of his mayoral tenure that gained him the most notability.

The speech occurred at the Christian Cultural Center in Brooklyn, a location that was considered to be one of the targeted communities, largely African-American, for the policing that was impacted by the strategy.

CNBC details the tactic was enacted in 2002, the same year Bloomberg took over as mayor. In the “stop-and-frisk” strategy, the NYPD would target those who they had reasonable suspicion of breaking the law. Results of the practice did lead to weapons being confiscated, but also a greater number of innocent residents stopped for no reason.

Prior to this Sunday’s apology, Bloomberg was considered to be stubborn in his defense of the practice during his runs for mayor. He would also stand by the efforts during a 2013 court case, which ruled he violated the constitutional rights of minorities.

READ MORE: ‘The Squad’ members reportedly plan to endorse Bernie Sanders’ 2020 run

The apology from Bloomberg was stated to be an effort to regain the trust of Black and Latino communities.

The practices were found to be humiliating and degrading, and were a central focus of the  Mayor Bill de Blasio‘s run for office.

The post Former NYC Mayor Michael Bloomberg says ‘I Was Wrong’ for stop-and-frisk policy appeared first on theGrio.



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The Roots’ Black Thought to Teach the First-Ever Hip-Hop Master Class at Carnegie Hall

How do you get to Carnegie Hall? “Practice, practice, practice,” the saying goes. According to Okayplayer, The Roots frontman, Tariq Luqmaan Trotter aka “Black Thought” will be making his way to the famed concert space in New York City.

From February 3rd through the 5th, the Philadelphia emcee will host the first-ever hip-hop master class at Carnegie Hall. Any interested artists between the ages of 18-35 can apply starting now until December 6th.

Carnegie Hall announced via its Twitter account, “Just announced!@BlackThought will host #CarnegieHall’s first hip-hop master class this February. Working with rising MCs from around the country,@TheRoots frontman will lead free workshops on lyricism, flow, and delivery. Learn more: http://bit.ly/372jdsu.”

Found on the Carnegie Hall website, “Legendary hip-hop artist Black Thought leads a three-day workshop for rising and professional MCs ages 18–35 that culminates in a showcase by the invited participants. Over the course of the workshop, participants will explore the history of hip-hop and examine the technical skills employed by the genre. Invited MCs should come prepared to workshop their music, focusing on lyricism, flow, style, and delivery. Black Thought will equip participants with tangible exercises to improve their overall artistry. This exploration will give participants the opportunity to hone their technical abilities and continue to craft their individual sounds. The workshop will also provide participants with invaluable insight into Black Thought’s outstanding career of more than two decades, as well as opportunities to reflect on how one can achieve and sustain excellence as an artist.”

Info for the Master Class:

Timeline

  • Application Open: November 13, 2019
  • Application Deadline: December 6, 2019
  • Invited Participants Notified: December 18, 2019
  • Program Duration: February 3–5, 2020

Application Requirements

All materials should be submitted electronically through Acceptd, a digital audition platform for performing arts schools and programs.

  • Biography (100–150 words)
  • Current Headshot
  • Audition Videos 
    • In a one-minute video, address the question “Why music?” and showcase your lyricism, flow, style, and delivery. You are also welcomed to share this video on your social media channels using the hashtag #CarnegieHallBlackThoughtMC.
    • In a video of two minutes or less, tell us how you want to improve your artistry and what you hope to get out of the Black Thought Master Class.
    • In a video of two minutes or less, share some of your aspirations and long-term goals as an artist.


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Lizzo sued by Postmates driver she accused of stealing her food

A former food delivery driver is suing Lizzo over threats from the rapper’s fans after she put the driver’s photo on social media and accused her of stealing her food.

Tiffany Wells is a Massachusetts resident and former driver for Postmates. This past Friday (Nov. 15), she filed a federal lawsuit in the Central district of California accusing the “Truth Hurts” artist of intentional infliction of emotional distress and invasion of privacy.

READ MORE: Lizzo gives ‘Truth Hurts’ songwriting credit to singer who coined “100% That B*tch”

According to NBC, Wells received an order from Lizzo, who used the alias “Bonnie V, ” to deliver food from Luke’s Lobster to the Revere Hotel in Boston on Sept. 16. There was not a room number posted to the order.

Wells, 27, stated to have “made multiple calls to the phone number that the customer provided to Postmates, yet each call went unanswered.” In addition to finding requesting information on the guest from the front desk of the hotel, but a guest by the name went unfounded.

“Plaintiff went back outside where she lingered for five minutes before finally departing,” the lawsuit reads. It also states she spent over 10 minutes attempting to contact the person who ordered the food.

A day after the incident, Lizzo would blast the driver on Twitter, which Wells found out about after she was alerted by her family members. Mass Live details Lizzo would delete the tweet after she was criticized by her fan base and more.

“I apologize for putting that girl on blast,” said Lizzo on Twitter after the ridicule. “I understand I have a large following and that there were so many variables that could’ve put her in danger.”

READ MORE: Lizzo’s mom and sister dish about her fame, while serving on food truck

The lawsuit also states Well is a “relatively private person” and also felt “shocked” to the attack online by Lizzo.

“Plaintiff was even more shocked to find out that her picture was accompanied by text accusing her of being a thief,” the lawsuit states.

Lizzo is also facing a lawsuit over her number one single “Truth Hurts” reportedly for stealing the words of the single from a meme.

The post Lizzo sued by Postmates driver she accused of stealing her food appeared first on theGrio.



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How Iran's Government Shut Off the Internet

After years of centralizing internet control, Iran pulled the plug on connectivity for nearly all of its citizens.

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2021 Africa Cup of Nations: Diedhiou hat-trick earns Senegal victory

A hat-trick from Famara Diedhiou earns Senegal victory in eSwatini in 2021 Africa Cup of Nations qualifying as Burkina Faso, Mali, Uganda, SA and Benin also win.

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Space Photos of the Week: 2019 Transit of Mercury

Our solar system's innermost planet just passed between the sun and Earth. It won't happen again for more than a decade.

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Inside the Hyper-Organized World of Wedding Planning Spreadsheets

Planning a wedding is less about “I do” and more about “to do.”

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Lady Gaga's Tweet About 'Artpop' Tops This Week's Internet News Roundup

This admission, unsurprisingly, had Little Monsters on Twitter in a tizzy.

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2019 U-23 Africa Cup of Nations: Nigeria coach Amapakabo prepares to fight on

Imama Amapakabo defends his position as Nigeria's U-23s coach after the team missed out on a chance to compete in the 2020 Olympic football tournament.

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The 9 Best Gifts for the PC Gamer in Your Life

It's dangerous to go alone! Take these. They're our favorite headsets, keyboards, and other PC gaming gear for the holidays.

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How to Lock Down Your Health and Fitness Data

Apps like FitBit and Apple Health collect some of the most sensitive data you have. Here's how to control what they can see, and what they can do with it.

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The 16 Best Wireless Headphones for Everyone (2019)

WIRED's favorite wireless headphones and earbuds for taking phone calls, listening to music, working out, and more.

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Why Is Google Slow-Walking Its Breakthroughs in AI?

The company’s new facial-recognition service comes with limitations to prevent abuse, which sometimes lets competitors take the lead.

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Bloodhound land speed racer blasts to 628mph

The British jet-powered car goes faster still during trials on a dried-out lakebed in South Africa.

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Cumbria fire engine donated to The Gambia to help save lives

Watch manager Willy Watson raised funds to pay for the fire engine to be shipped to West Africa.

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TP Mazembe chief Katumbi named as vice president of World Football Club Association

Moise Katumbi, president of DR Congo club TP Mazembe, is named by Fifa as vice president of the newly formed World Football Club Association (WFCA).

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Saturday, November 16, 2019

Genevieve Nnaji's rise from Nollywood to Netflix

Her film's disqualification from the Oscars may well act as a springboard for future success.

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Igbo community in Liverpool: 'Like a home from home'

Liverpool's Igbos are working to rebuild their community centre.

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Adriel Hilton: Higher Education Administrator Reaches, Teaches And Mentors Students

BE Modern Man: Adriel Hilton

Higher education administrator; 37; Dean of Students and Diversity Officer, Seton Hill University, Greensburg, Pa.

Instagram: @aahilton

I currently serve as dean of students and diversity officer at Seton Hill University. I have held similar roles as an education administrator at several other higher educational institutions where I have worked to improve diversity. Perhaps most impactful is the work I have done to promote student success and awareness of the plethora of opportunities available to students to enhance their educational experience. I take pride in the work I have been able to do on several campuses to increase access for students while also improving retention and graduation rates as a college administrator.

As a scholar-practitioner and a critical race theorist, I rely heavily on articles and books that speak to the experiences of minority students at colleges and universities (i.e. Minority Serving Institutions or Predominately White Institutions). In addition, I rely on the advice of mentors and sponsors who push me to be the best that I can be.

WHAT ARE YOU MOST PROUD OF IN LIFE?

I am most proud to be doing the work I am doing as a higher education administrator. As a resilient black male, I am blessed to be in a position to mentor and teach young men, particularly African American males, from my lived experiences. I want to help these students to avoid making the mistakes, personally and professionally, that I have witnessed; therefore, I pour into them my time and heart to show them they can and will achieve against the challenges they face.

HOW HAVE YOU TURNED STRUGGLE INTO SUCCESS?

Being considered a second-class citizen or a third-rate human being, and otherwise looked down upon as a black male in society causes one to build inner strength. I have had to position myself with key supporters in my life. I have turned struggles into successes by seeking their wisdom and advice but also having my wise counselors advising me to not ever give up.

I still hear their voices telling me, “No matter your situation, you are blessed” and also, “No matter what you are going through, this too shall pass.”

WHO WAS YOUR GREATEST MALE ROLE MODEL AND WHAT DID YOU LEARN FROM HIM?

My greatest male role model is Dr. Howard L. Simmons, past executive director and associate director of the Middle States Commission on Higher Education. Dr. Simmons served as professor and chairperson of the Department of Advanced Studies, Leadership and Policy in the School of Education and Urban Studies at Morgan State University, where I earned my Ph.D. in Higher Education under his tutelage. Prior to joining the faculty at Morgan State University, Dr. Simmons was a tenured member of the faculty in the Division of Educational Leadership and Policy Studies at Arizona State University. I learned from Dr. Simmons how to effectively utilize research within my work and also the importance of mentorship. In reference to mentorship, Dr. Simmons was a firm believer in mentorship and passing on his knowledge and legacy to the next generation. He taught me to use my knowledge, skills, and abilities to impact students positively as a higher education administrator.

WHAT’S THE BEST ADVICE YOU’VE EVER RECEIVED?

The best advice I have been given was from Dr. Fred A. Bonner, II, professor and endowed chair in educational leadership and counseling and founding executive director and chief scientist of the Minority Achievement, Creativity and High-Ability (MACH-III) Center at Prairie View A&M University. “Status will come as a result of a job well done,” he said. What I took from this was that if you do good work, accolades follow. Do not go searching for credit or accolades for they will come as a result of the work you have done.

HOW ARE YOU PAYING IT FORWARD TO SUPPORT OTHER BLACK MALES?

As a member of a Black social fraternity, a product of HBCUs and also as a member of several professional associations, I believe it is important to use whatever knowledge, skills, and abilities I have accumulated to achieve some measure of success and then to use that success to mentor young people, particularly African American men. Through my scholarship (books, articles, and op-eds), my goal is to empower students that they can achieve against almost any odds. Also, I assisted in launching a scholarship program at a previous university that allows deserving students to receive aid to assist in their educational pursuits. Therefore, I pay it forward by supporting other black males through mentorship and also through financial support for their educational pursuits.

HOW DO YOU DEFINE MANHOOD?

Manhood is complicated and simple at the same time. It is as difficult to define as love. I define manhood as maturity, persistence, the inner strength to endure, and the self-assurance to be able to laugh at yourself and still cry, empathetically, for others.

WHAT DO YOU LIKE MOST ABOUT BEING A BLACK MAN?

The unique perspective that my lived experience gives me as a black man has profoundly impacted my life. What I like most about being a black man is that we are resilient. I believe that’s what it takes to prevail against the odds, to rise above the challenges that many of us face in life; it helps us to be better. We need to push through our situations and to not [fall prey to] the imposter syndrome. We must be resilient.


BE Modern Man is an online and social media campaign designed to celebrate black men making valuable contributions in every profession, industry, community, and area of endeavor. Each year, we solicit nominations in order to select men of color for inclusion in the 100 Black Enterprise Modern Men of Distinction. Our goal is to recognize men who epitomize the BEMM credo “Extraordinary is our normal” in their day-to-day lives, presenting authentic examples of the typical black man rarely seen in mainstream media. The BE Modern Men of Distinction are celebrated annually at Black Men XCEL (www.blackenterprise.com/blackmenxcel/). Click this link to submit a nomination for BE Modern Man: https://www.blackenterprise.com/nominate/. Follow BE Modern Man on Twitter: @bemodernman and Instagram: @be_modernman.

 



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Chase Consumer Banking CEO Thasunda Duckett Joins NIKE’s Board of Directors

Thasunda Duckett, CEO of Chase Consumer Banking, a division of JPMorgan Chase, has joined an exclusive club with her recent appointment to NIKE‘s board of directors. As such, she has become the only African American female C-suite executive to serve on the board of the $34.3 billion athletic footwear and apparel producer as well as a future member of the BLACK ENTERPRISE Registry of Corporate Directors, which identifies blacks among the corporate governance ranks of the nation’s largest publicly traded companies.

“Thasunda’s expertise in leading digital and physical transformation in retail banking will be invaluable in helping Nike further deepen consumer relationships,” Mark Parker, NIKE Chairman and CEO said in a released statement. “She is a dynamic and forward-thinking leader, and we are delighted that she has joined the board.”

Serving on its Corporate Responsibility, Sustainability and Governance Committee, Duckett joins three other African American members of NIKE’s board of directors: Registry members Peter B. Henry, Dean Emeritus of New York University’s Leonard N. Stern School of Business and William R. Berkley Professor of Economics and Finance; John R. Thompson Jr., former head coach of Georgetown University’s basketball team and current board member of the National Association of Basketball Coaches; and John W. Rogers Jr., Chairman, Chief Investment Officer and Co-CEO of Ariel Investments L.L.C. (No. 1 on the BE ASSET MANAGERS List with $11.6 billion in assets under management).

By enlisting her for NIKE’s board of directors, the company gains access to the acumen of a business and financial dynamo dedicated to the development of platforms that promote financial health, wealth building, and economic inclusion. Duckett, 46, has oversight of a banking network with more than $800 billion in deposits and investments, 5,000-plus branches, 18,000 ATMs and 50,000 employees—including a phalanx of financial advisers—to meet the needs of over 23 million households throughout the country.

Prior to her current role, she was CEO of Chase Auto Finance, one of the top providers of auto financing with a portfolio of more than $80 billion in assets and relationships with 75% of U.S. franchised automotive dealers. Under her leadership, the division moved from No. 27 in the JD Power Dealer Financing Satisfaction Survey to the leader in Prime and Non-Prime. She expanded its dealer partnerships and launched Chase Auto Direct, its latest direct-to-consumer business.

One of her major thrusts has been her role as executive sponsor of the institution’s Advancing Black Pathways program to drive prosperity for African Americans while addressing nagging racial and economic barriers to wealth creation. To achieve this end, she has created partnerships with a range of influential companies, organizations, and leaders. “Opportunity is not distributed equally, but we all know that talent is. Being black and really focusing on this initiative, it really rings true,” she told BE earlier this year. “We know that the economic wealth gap facing black Americans is stark. We also know [about] the business gap, in terms of people of color owning businesses at the same rate as whites. That outcome would mean or result in 9 million more jobs and $300 billion in worker income. So Advancing Black Pathways is really focusing on expanding economic opportunity for black Americans.”

Due to her myriad of accomplishments, the graduate of University of Houston and Baylor University’s Hankamer School of Business, Duckett has been included on BLACK ENTERPRISE’s 300 Most Powerful Executives in Corporate America and Most Powerful Women in Corporate America rosters, respectively.



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Lakeith Stanfield Isn’t Feeling Black Media Outlets

Get out! The unfairness from some media outlets causes some artists to give them the side-eye. According to Blavity, Lakeith Stanfield feels that some black media outlets are “anti-Black.”

In an Instagram post, the actor reveals, “It’s a fact that a lot of these platforms are usually or tend to be feeding grounds for negative reinforcement toward BLACK “nonconformists”. They bolster faux vanity and hold a white supremacists scope over black men and women often highlighting negative attributes and downplaying mind-expanding ones. They serve as bottomless coward consumption pits and digital, audio, or otherwise slave mentatilty museums. @ all you want”

He specifically called out The Shade Room, Lipstick Alley, The Breakfast Club, and WorldStar.

Although some celebrities agreed and liked his post, the words Stanfield wrote, did NOT get a pass from The Breakfast Club’s Charlemagne Tha God. For Stanfield’s post, he earned the illustrious “Donkey of the Day” from Charlemagne. “You can say any and everything about me. I’ve damn near heard it all about myself online. But what you won’t do is ever fix your lips to call one of my platforms, especially The Breakfast Club, anti-Black,” said Charlamagne.

He also said, “I’m not going to sit here and act like we’ve gotten it right all the time, because we haven’t. We’ve made plenty of mistakes on this radio. All that critique is fine. But, Lakeith Stanfield, don’t you ever fix your raggedy-ass mouth to call the author of Black Privilege – because I truly believe it is a privilege to be Black – anti-Black.”

Charlemagne also points out that Stanfield has been accused of not talking to black media on the red carpets and only interacting with white media outlets. Stating that if he chose to call out white media, it would hurt him in Hollywood circles.

But, Charlemagne concludes with, “This came from a place of love. Two takeaways I want to leave you with: One, be the change you want to see in media and stop acting like a damn buffoon in all your interviews. And two, don’t burn those Black bridges just because White folks in Hollywood sent you a boat, because history shows us what happens when White folks put Black folks on a boat.”



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Study shows Blacks in New Jersey are arrested for weed more than whites

Black cannabis users in New Jersey can’t catch a break when it comes to being targeted by law enforcement.

NJ.com reports, that according to the American Civil Liberties Union, Blacks and whites may have similar engagement with adult use or recreational marijuana. However,  Black folks continue to be arrested for possession far more frequently than whites in New Jersey. The ACLU announced Friday that they are pushing lawmakers to legalize cannabis before the state legislative session ends in January.

READ MORE: How this Black woman cannabis entrepreneur is breaking down barriers in Michigan

“Legalization is about racial justice,” said Amol Sinha, executive director of the ACLU in New Jersey.

Despite growing public support for the legalized use of recreational marijuana, arrests in New Jersey have increased in recent years, according to data from the Federal Bureau of Investigation. In 2017, the state reportedly had more arrests of Blacks users of the plant, and at higher rates, than almost every other state.

The ACLU’s analysis targeted three counties: Salem, Ocean and Hunterdon, where Blacks were eleven times more likely to be arrested for possessing marijuana. In Salem County, Blacks were six times more likely to be arrested. Even worst is in Ocean, were they are seven times more likely to be targeted, harassed and hauled off to jail.

Back in March, top state lawmakers canceled a planned vote on a bill that would legalize recreational marijuana for adults 21 and older.

READ MORE: Mike Tyson admits to smoking $40K worth of weed at his cannabis ranch every month

“We’ll be back at this,” state Senate President Stephen Sweeney, D-Gloucester, told reporters shortly after the vote was called off. “So anybody who thinks this is dead, they’re wrong.”

“This is an issue that’s not going away,” he added. “The legalization of adult-use marijuana will get passed in the state of New Jersey, one way or another.”

Lawmakers said they haven’t received enough support in the state Senate to pass the bill.

Sweeney admitted he “may have under-estimated the challenge of getting this passed.”

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Black borrowers are struggling to repay student loan debt, here’s why

According to the Federal government, Black college students in cities such as Brooklyn and Chicago are drowning in student loan debt at higher numbers than white borrowers.

Matter fact, according to research economists at the Federal Reserve Bank of New York, student loan debt weighs heavier on Black Americans, and the reason may not be all that surprising.

READ MORE: Morehouse creates fund to help eliminate student loan debt

The fact that Black Americans earn a relatively lower income that other racial groups is part of the problem, as they lack the money and resources to make payments, the Fed researchers said, per CBS News.

The data also noted that “Black college students either graduate or drop out with a higher loan bill than other racial groups,” the outlet writes.

“Borrowing rates are somewhat higher in areas with a majority of Black residents, at 23%, compared with 17% in Hispanic-majority ZIP codes and 14% in white-majority ZIP codes,” the Fed researchers wrote. “These differences are likely explained, in part, by income disparities, as lower-income students are more likely to need student loans to afford tuition.”

Here’s how the Fed data breaks down:

  • Students living in predominantly urban or Black areas have an average student loan balance of $37,000 or higher
  • Meanwhile, white student’s, on average, have a balance of $34,000
  • The data also suggests that 18% of Black borrowers are twice as likely to default on student loans compared to 9% of white borrowers

“Black graduates still earn less at their first post-graduate jobs compared to other races,” said Marcus Garrett, who hosts a podcast on how to eliminate debt. “Typically, African-American households have less median income,” he added. “Therefore, the children of these households would theoretically need to take on more school loan debt.”

And this is one of the main reasons why paying off student loans remains an uphill battle for Black Americans.

“It’s a Catch-22 to try to make additional payments when you’re already struggling to just make minimum payments,” Garrett said. “Yet, the main solution to paying off loan debt — beyond lowering the interest rate — is to make additional payments above the minimum payment whenever possible.”

READ MORE: Two Morehouse grads make plans to give back in a big way thanks to Billionaire’s gift paying off their student loans

Several Democratic presidential hopefuls have shared their vision for eliminating student loan debt, including Senator Elizabeth Warren, who has stated that if elected president she intends to cancel up to $50,000 in debt for over 40 million borrowers. Over the summer, Senator Bernie Sanders announced a bill that would eliminate all student loan debt.

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Dr. Tony Evans becomes the first Black American to publish Study Bible

Renowned Dallas-based pastor Tony Evans has become the first Black American to publish a study bible and commentary.

After celebrating 50 years in public ministry, Evans released the two tomes in partnership with LifeWay, Christianheadlines.com reports. Evans is a celebrated theologian and pastor of Oak Cliff Fellowship, a predominantly Black nondenominational church. He is also the founder of The Urban Alternative.

READ MORE: Black millennials dropping out of church, but say it isn’t because of religion

“What I want to say to African Americans is if you see what’s really in the Bible, you can find yourself there,” he said in an exclusive interview with Religion News Service. “You don’t have to lose yourself to believe in Jesus. In fact, much of who we are is in Jesus.”

The Oak Cliff Bible Fellowship celebrated the release of the study bible and commentary with a gospel-star-studded celebration on Friday. Dubbed “Kingdom Legacy Live,” the event brought out the likes of musicians LeCrae and Kirk Franklin, who Evans is supporting in his boycott of the Dove awards after the gospel singer’s race-related comments were omitted from a recent broadcast of the annual ceremony.

Prior to the Kingdom Legacy Live event, Evans chopped it up with Religion News Service  about his new biblical volumes, during which he noted why it was vital for him to highlight the Black presence in scripture.

“Paying attention to context is extremely important if you want to accurately understand what the Bible is saying,” he wrote in the Bible’s opening instruction letter. “If you don’t pay attention to the context, you are in danger of trying to make the Bible say something that it doesn’t actually say.”

Evans added, “In fact, in Numbers 12, God judged Aaron and Miriam for their reaction of Moses’ African wife. So early on, God was dealing with racism and interracial marriage,” he told Christianity Today.

READ MORE: Did a Florida church not hire a pastor because he was Black?

The pastor, who was the first Black American to earn a doctorate in theology from Dallas Theological Seminary, noted that his Study Bible acknowledges the Black experience in the scriptures.

“In the lineage of Jesus are a number of people from the lineage of Ham. The lineage of Ham goes back to African people since he settled in Africa. We deal with the curse of Ham that was used to promote slavery in America and apartheid in South Africa,” he said. “That’s often not pointed out.”

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Kanye West performed two secret concerts for Harris County jail inmates

Two days before Kanye West and his famed Sunday Service are slated to appear at Joel Osteen’s Lakewood Church in Texas, the rapper played two secret performances at the Harris County Jail on Friday.

More than 200 male inmates inside the 701 San Jacinto building got to #turnup to Ye’s gospel experience with his 100-member of the choir. The rapper then served up a second hour-long set inside the main Baker Street jail for a smaller group of women inmates, E! News reports. 

READ MORE: Kanye West set to appear at Joel Osteen’s megachurch, faces backlash

“This is a mission, not a show,” West reportedly told his jailhouse audience.

Video of the performance has been shared online, which shows several inmates overcome with emotion as the Hip-Hop icon performs hits from his gospel-themed Jesus is King album.

On Sunday, West is taking his Sunday Service to Osteen’s Lakewood megachurch, and a source exclusively tells ET  that there will be two Ye-themed services. The first one will be during the morning  service. at 11:00 a.m. According the source, the service “will include a conversation between Joel and Kanye about overcoming adversity and his faith journey.” Then at 7:00 p.m., West’s Sunday Service will perform a free event, but attendees are required have an admission E-ticket only available through Ticketmaster, the report states.

READ MORE: Joel Osteen’s church responds to criticism, opens to flood victims

There’s such a demand for tickets that, according to TMZ, scalpers have already copped a bunch of reserve tickets to sell for a quick buck. However, the outlet writes, “We’re told the tickets they have identified as being held by scalpers have been invalidated.”

West’s appearance at Osteen’s church in Houston on Sunday will be the first time that he will have ever spoken publicly about his salvation in front of a large audience. The Lakewood Church boasts about 52,000 people every week, according to the Christian Post, and millions tune in every Sunday to watch Osteen on TV.

It will also be the first time the musician and Osteen meet face-to-face. Yeezy’s wife, Kim Kardashian, is also expected to attend the service, fresh off her visit with death row inmate Rodney Reed.

The reality tv star has been lobbying to set Reed free, and according to TMZ, she met with him Friday in Livingston, TX while her hubby was rocking the jailhouse for inmates in Houston.

READ MORE: Days before Rodney Reed’s execution, new evidence might save his life

West wanted to visit Reed too but only legal visitation was permitted, and since Kardashian is a legal apprentice, she was allowed to chop it up with Reed about his controversial case. The make-up mogul was with the inmate when he received the exciting news that “ the highest court in Texas had issued a stay of execution and remanded the case back to the trial court for further consideration.”

As TheGrio previously reported, 51-year-old Reed had been set for lethal injection Wednesday evening for the 1996 killing of 19-year-old Stacey Stites. Prosecutors say he raped and strangled the teenager as she made her way to work at a supermarket in Bastrop, a rural community about 30 miles southeast of Austin.

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2021 Africa Cup of Nations: Senegal await Ismaila Sarr injury verdict

Watford's Senegal international Ismaila Sarr could face a spell on the sidelines after suffering an ankle injury in the win over Congo on Wednesday.

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2021 Africa Cup of Nations: Madagascar beat Ethiopia in qualifier

Madagascar beat Ethiopia 1-0 in Antananarivo at the start of their 2021 Africa Cup of Nations qualifying campaign.

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Drawing With Drones Over the Salt Flats of Bolivia

Reuben Wu uses LED-equipped drones to illuminate mysterious shapes in one of the world’s strangest landscapes.

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6 Best Gaming Laptops for Every Kind of Player (2019)

We tested the latest and greatest gaming laptops to sort the god-rolls from the vendor fodder.

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Hackers Discovered Only After Maxing Out Victim's Cloud Storage

A border privacy win, a suspect Army app, and more of the week's top security news.

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Uber’s Mistakes, 'Ford v Ferrari,' and More Car News

Plus: The deadly design flaws of the B-17 Flying Fortress and a sneaky cat swap.

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'Buffy' Should Have Been Set in the Virgin Islands

Author Cadwell Turnbull, who grew up in Saint Thomas, thinks his home territories would have been a better locale for the show.

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16 Best Gifts for Travelers and Frequent Flyers

These gifts will help jet-setters stay their wanderlust woes.

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Google Is Finally Rolling Out its Own RCS in the US

The company’s already launched the messaging standard in the UK and France, and now America is next, carriers be damned.

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2019 U-23 Africa Cup of Nations: Nigeria miss out on Olympic place

Nigeria miss out on a chance to compete in the 2020 Olympic football tournament after a 0-0 draw with South Africa at the U-23 Africa Cup of Nations.

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Liv Thrive E+ EX Pro Review: An E-Bike Made Just for Women

The designers of the Liv Thrive E+ EX-Pro posit that bicycle frames can be tweaked to accommodate the specific needs of more petite, more powerful riders.

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Every Tech Company Wants to Be a Bank—Someday, At Least

Apple, Google, Amazon, Facebook, and Uber are all eyeing financial services as the next frontier. Getting there might take some work.

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14 Best Fitness, Audio, and Snow Sports Deals Right Now

Hit the gym, cozy up indoors, or tackle the slopes with these discounts.

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Friday, November 15, 2019

Anthony Roberson: Detective Builds Ties Between Law Enforcement And The Community

BE Modern Man: Anthony Roberson, Ph.D.

Law enforcement officer, community leader; 42; Detective, Providence (R.I.) Police Department

I started my Shop With A Cop program six years ago. I get businesses large and small to donate dinners, items, and the like, that are raffled off to raise money to buy $150 gift cards. That, in addition to some grant money, allows me to gather 25-30 students and partner them up with police officers who proceed to take them on a shopping spree. The shopping spree is nice but the relationships forged are priceless.

Then there’s the twice-a-year Handshake Initiative, eight years strong now, in Providence, Cumberland, and East Providence. I bring successful male adults from all walks of life, dressed up, to welcome the students to school in the morning, with encouragement, handshakes, and high-fives. The role models, mostly males of color, seek to impress upon the students that they too can achieve success as represented by the gentlemen welcoming them to school. Nearly 200 role models participate.

Then there’s my Bicycle Safety Initiative I started with Walmart, along with some grant money, with volunteer police officers providing 30 or so kids a year with a bicycle and a helmet.

Lastly, I sit on the board of directors at the Sojourner House, an organization that combats domestic violence. It’s my hope that forging and strengthening relationships between law enforcement and the community they serve will positively impact the quality of life for city residents.

WHAT ARE YOU MOST PROUD OF IN LIFE?

I’m most proud of the strength and perseverance I observed throughout my life, as embodied by my mother. She had to overcome obstacles in life that many would have surrendered to, through no fault of their own. It’s due in large part to her that I was able to confront the many challenges in life that resulted in not only my volunteering in the community or becoming a detective but earning a doctorate degree as well.

HOW HAVE YOU TURNED STRUGGLE INTO SUCCESS?

During my upbringing, there were many social struggles. Neighborhood violence, narcotics, and domestic abuse appeared to be the norm. Having gone through such experiences allows me to better relate to those who might be experiencing similar situations. Being able to relate has made me a better community leader and detective. There is perhaps no greater feeling than helping a person get out of a dangerous life situation. Although I experienced my struggles, my success as a detective rests in my ability to identify with and help others.

WHO WAS YOUR GREATEST MALE ROLE MODEL AND WHAT DID YOU LEARN FROM HIM?

One of my greatest role models, although I don’t know him personally, is Denzel Washington. It’s not because of his fame or fortune, but due to how he appears to treat his wife and his words of wisdom offered in his speeches throughout the years. In one of his speeches, he suggested that a person should place their slippers way underneath their bed at night because in the morning that person would have to get down on their knees to retrieve the slippers. While on their knees that person should be thankful to the Lord for their blessings. I couldn’t agree more.

WHAT’S THE BEST ADVICE YOU’VE EVER RECEIVED?

The best advice I was ever given was to follow my heart because I was special and would change people’s lives for the better. To really appreciate that advice, you would have to have seen the sincere expression of the individual’s face when he shared it. He really meant it, and I believed him.

HOW ARE YOU PAYING IT FORWARD TO SUPPORT OTHER BLACK MALES?

In order to pay it forward, as a detective and a community leader, I make sure I mentor several young people each year. Being a man of color, I know firsthand that the world can seem limited as far as available opportunity is concerned. Communicating the appropriate wisdom and encouragement is essential, and a downright obligation.

HOW DO YOU DEFINE MANHOOD?

My definition of manhood is the moment immaturity leaves a male and is replaced with maturity and the embracing of responsibility.

WHAT DO YOU LIKE MOST ABOUT BEING A BLACK MAN?

I love our heritage and expression in music that is arguably unsurpassed in any other genre. The soul that is poured, crafted, and produced as a rich melody is embedded with such emotion you can almost touch it. Luther Vandross, Otis Redding, Stevie Wonder, and so many others have captured the world with their gift.


BE Modern Man is an online and social media campaign designed to celebrate black men making valuable contributions in every profession, industry, community, and area of endeavor. Each year, we solicit nominations in order to select men of color for inclusion in the 100 Black Enterprise Modern Men of Distinction. Our goal is to recognize men who epitomize the BEMM credo “Extraordinary is our normal” in their day-to-day lives, presenting authentic examples of the typical black man rarely seen in mainstream media. The BE Modern Men of Distinction are celebrated annually at Black Men XCEL (www.blackenterprise.com/blackmenxcel/). Click this link to submit a nomination for BE Modern Man: https://www.blackenterprise.com/nominate/. Follow BE Modern Man on Twitter: @bemodernman and Instagram: @be_modernman.

 



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Texas appeals court blocks inmate Rodney Reed’s execution

HOUSTON (AP) — Texas’ top appeals court on Friday halted the scheduled execution of inmate Rodney Reed, whose conviction is being questioned by new evidence that his supporters say raises serious doubt about his guilt.

The stay of execution issued Friday afternoon by the Texas Court of Criminal Appeals came just hours after the Texas Board of Pardons and Paroles recommended delaying the lethal injection.

The parole board unanimously recommended a 120-day reprieve for Reed. The board rejected Reed’s request to commute his sentence to life in prison.

The 51-year-old Reed had been set for lethal injection Wednesday evening for the 1996 killing of 19-year-old Stacey Stites. Prosecutors say Reed raped and strangled Stites as she made her way to work at a supermarket in Bastrop, a rural community about 30 miles southeast of Austin.

Reed’s efforts to stop his execution have received support from such celebrities as BeyoncĆ©, Kim Kardashian and Oprah. Lawmakers from both parties, including Texas GOP Sen. Ted Cruz, have also asked that officials take a closer look at the evidence in the case.

The board’s decision was to go next to Gov. Greg Abbott, who hadn’t said whether he would accept or reject it or do nothing. The stay likely makes Abbott’s decision moot until Reed’s appeals are exhausted.

Bryce Benjet, an attorney with the Innocence Project, which is representing Reed, had sought to delay the execution to properly consider “powerful new evidence of his innocence” and for possibly allowing DNA testing that could prove “who actually committed the crime.”

Since Texas resumed executions in 1982, only three death row inmates have had their sentences commuted to life in prison within days of their scheduled executions.

The parole board since 1982 has recommended commuting a death row inmate’s sentence five times. But former Texas Gov. Rick Perry rejected the recommendation twice, in 2004 and 2009.

Since taking office in 2015, Abbott has halted only one imminent execution, which occurred in 2018.

Reed still has several appeals pending, including with the U.S. Supreme Court. His supporters have held various rallies leading up to his execution, including an overnight vigil on Thursday in front of the Supreme Court in Washington. A rally in front of the Texas governor’s mansion is set for Sunday.

Reed has long maintained he didn’t kill Stites and that her fiance, former police officer Jimmy Fennell, was the real killer. Reed says Fennell was angry because Stites, who was white, was having an affair with Reed, who is black.

Fennell’s attorney has said his client didn’t kill Stites. Fennell was paroled last year after serving time in prison for sexual assault.

Prosecutors say Reed’s semen was found in the victim, his claims of an affair with Stites were not proven at trial, Fennell was cleared as a suspect and Reed had a history of committing other sexual assaults.

Reed’s lawyers say his conviction was based on flawed evidence. They have denied the other sexual assault accusations made by prosecutors.

In recent weeks, Reed’s attorneys have presented affidavits in support of his claims of innocence, including one by a former prison inmate who claims Fennell bragged about killing Stites and referred to Reed by a racial slur. Reed’s lawyers say other recent affidavits corroborate the relationship between Stites and Reed and show that Fennell was violent and aggressive toward Stites.


The post Texas appeals court blocks inmate Rodney Reed’s execution appeared first on theGrio.



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Gayle King admits she posed nude for photoshoot during college

This week Gayle King made a surprising admission about an X rated photo shoot that she says will never see the light of day.

According to Page Six, Tuesday, while appearing on the “Pretty Big Deal with Ashley Graham” podcast, the CBS anchor opened up about her wilder days in the mid-1970s when she was a student at the University of Maryland.

READ MORE: Disney+ puts disclaimer on racially insensitive movies, but Whoopi Goldberg says we should see them

“Once in college, I was dating a guy who was a photographer, and I thought, ‘OK, let’s have a sexy photoshoot,” recalled the now 64 year old.

“Now, my idea of a sexy photoshoot, I was nude, but Ashley, I was wearing rollers. This was back in the day where you wear pink, foam rollers,” she continued.

“That’s very Marilyn,” Graham reassured her. “Were you doing, like, ‘50s poses?”

READ MORE: Lena Waithe reveals she secretly (and spontaneously) wed fiancƩe Alana Mayo

“I mean, you know, you stick your butt out, you stick your boobs out,” King said, actually mimicking her pose. “He’s a photographer, so I went with him to the dark room to develop them, and then when they were done, I got all the negatives. I know that they will never see the light of day.”

Despite that one risquĆ© moment, King admits she still has a hard time understanding the allure of the modern day practice of “sexting.” Unlike her situation where she had complete control of who would see her images, she can’t reconcile why people would take the risk of widespread public exposure.

“I don’t get it, because once it’s out there, it takes [on] a life of its own, I honestly don’t get that,” concluded the mother of two.

Check out the full interview below.

READ MORE: Eminem dragged for lyrics that defend Chris Brown for beating Rihanna, issues response

The post Gayle King admits she posed nude for photoshoot during college appeared first on theGrio.



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Kenya Airways stowaway: Mystery of the man who fell from the sky

Four months after the body of a suspected stowaway fell from a Kenya Airways plane into a London garden, we still don't know who he was.

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12 Great Gifts for the Coffee Lover in Your Life

We all know someone who puts a little too much time into their morning coffee. Here's how to shop for them.

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‘Epstein Didn’t Kill Himself' and the Meme-ing of Conspiracy

What happens when a conspiracy theory becomes flattened into a quick, shareable phrase?

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For Barack Obama and Deval Patrick, a long friendship and political bond

By JULIE PACE AP Washington Bureau Chief
WASHINGTON (AP) — Deval Patrick was in need of a pep talk.
He was staring down reelection as Massachusetts governor in 2010, in the midst of a sluggish economic recovery that would ultimately contribute to sweeping Democratic defeats across the country. In stepped President Barack Obama, a close friend and political ally, who was in town for an event. The two men met for a “get in the game” conversation that helped put Patrick on the path to a second term.

“I think it was very meaningful to Deval,” said David Axelrod, a political adviser to both Obama and Patrick. “That’s the kind of relationship they have. There’s a level of trust and mutual caring between them.”

READ MORE: Candace Owens claims she’s never had ‘race issues’ 

That relationship will test whether Obama can maintain his vigorously neutral approach to the 2020 Democratic primary now that Patrick has launched a late bid for the presidential nomination. Although Obama has ties to several candidates — most notably Joe Biden, who spent eight years as his No. 2 in the White House — his ties to Patrick are unique. The two men were friends well before the White House years and have bonded over shared personal experiences and a strikingly similar approach to politics.

“They both had Chicago roots, they both had the Harvard experience and they shared a set of values,” Axelrod said. “You go back and listen to some of Patrick’s speeches from when he was running for governor and you hear echoes of Obama.”

Obama advisers say there are currently no plans for the former president to endorse in the Democratic primary race, though he’s met with most of the major candidates and is said to be following the primary campaign closely. Yet advisers have purposely left some wiggle room in that position, well aware that there could be a moment that demands the input of the nation’s most popular Democrat, particularly if the primary appears to be headed toward a contentious conclusion.

READ MORE: New York state legislator’s bill seeks to outlaw hymen exams

For now, the former president appears content to stay on the sidelines and offer occasional counsel to the candidates he is closest to, including Patrick.

When Patrick called him this week to tell him he was making a late bid for the nomination, he got advice similar to what Obama has told other White House hopefuls: Make an affirmative case for yourself, show up and be present even in places you might lose, and stay focused on the urgency of defeating President Donald Trump.

Patrick, who made his first campaign appearance in New Hampshire on Thursday, said Obama had given him “great insights about his own experiences and about his experience with some of the other candidates and what he thought the strengths and weaknesses of the campaign, of my campaign, might be.”

“He’s been, I think, entirely appropriate in saying, Look, this is your decision, no one else’s,” Patrick said shortly after filing papers to get on the ballot in New Hampshire. “And I’m not encouraging you or discouraging you. Be clear-eyed about how heavy the lift is.”

Obama and Patrick first connected in the 1990s, long before either was a national political figure. Both graduated from Harvard Law School and were shaped by their experiences on the South Side of Chicago, where Patrick grew up and Obama worked as a community organizer. Later, when Obama and his family vacationed during their summers in the White House at Martha’s Vineyard, Patrick and his family made regular visits from Boston.

As barrier-breaking African Americans, Obama and Patrick have also drawn comparisons throughout their political careers. The day after Patrick won his first campaign for governor in 2006 — running on a “Together We Can” slogan — two of his top political consultants, Axelrod and David Plouffe, met with Obama to start charting his 2008 presidential campaign. That campaign’s motto: “Yes We Can.”

In addition to Axelrod and Plouffe, Obama confidante and White House senior adviser Valerie Jarrett is particularly close to Patrick and urged his campaign for president.
It’s unclear whether those connections will help Patrick, who is launching his campaign less than three months before voting begins. Many Obama staffers are already working for other candidates or have left the political arena. It’s also uncertain whether Patrick, who was the first black governor of Massachusetts, will be seen by African American voters as the heir to Obama’s legacy.

So far, it’s Biden who has had the strongest appeal with black voters, one of the most important constituencies in Democratic politics. And it’s Biden who has wrapped himself in Obama’s legacy, frequently reminding voters of the eight years he spent by the 44th president’s side. He’s also staked his candidacy in part on a robust defense of the landmark health care overhaul Obama signed into law.

Obama has stayed in touch with Biden throughout the campaign, and the two huddled privately last month at funeral services for U.S. Rep. Elijah Cummings of Maryland.
Biden also remains the only candidate whose entry into the race was greeted with a formal statement from Obama, who praised his former vice president but stopped short of endorsing his White House run.

___

Follow Julie Pace at http://twitter.com/jpaceDC

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Judge denies motion to drop suspect’s charges in Nipsey Hussle murder

On Thursday Eric Holder, who is accused of killing rapper Nipsey Hussle, tried unsuccessfully to get his attempted murder charges thrown out.

READ MORE: Nipsey Hussle reportedly called his killer a ‘snitch’ before he was shot dead

According to the Los Angeles County District Attorney’s Office, a judge denied Holder’s motion to discharge the murder charges involving the March 31 fatal shooting of Hussle and attempted murder of two other men, XXL reports.

As previously reported by theGrio.com, prosecutors allege Holder fatally shot Hussle, 33, after having an argument with him in front of his Marathon Clothing Store in South L.A. earlier this year. He was ultimately charged with one count of murder, and two counts of attempted murder for shooting a man named Kerry Lathan and his nephew. Holder was also charged with one count of possession of a firearm by a felon.

Also reported by theGrio.com, in earlier in October, Holder’s legal team wanted the two counts of attempted murder dropped.

His counsel believed that the attempted murder charges fit within the “Kill Zone” theory, which is based on whether the shooter intended to kill the other people who were injured.

Deputy District Attorney John McKinney wasn’t buying it. He believes Holder’s case does not fit within the “Kill Zone” parameters, and suspects the attempt to have the two charges dropped is just a ploy to prolong the case. McKinney also points out that the alleged shooter waived his right to have a trial within 60 days after his indictment.

“Given the magnitude of the case, the complexities of the case, work his defense attorney needs to do, he knew it wasn’t in his best interest to try to go to trial right now,” McKinney previously told USC Annenberg’s student run news website Annenberg Media.

READ MORE: Attorney Christoper Darden calls it quits in Nipsey Hussle murder case defense

But his attempt to get the charges axed didn’t work.

Instead, he is being held on a $6.53 million bond at Twin Towers Correctional Facility in Los Angeles. The case is slated to go to trial in February, and Holder faces life in prison.

The post Judge denies motion to drop suspect’s charges in Nipsey Hussle murder appeared first on theGrio.



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How AS Roma helped find a missing Kenyan child

When the Italian side signed Chris Smalling on loan, his arrival helped find a missing child.

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An Instagram Without Likes, And a MacBook Keyboard Without Fails

Instagram and Apple made small changes to their products this week that could affect customers in a major way.

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The Evidence That Links Russia’s Most Brazen Hacking Efforts

From the 2017 French election to the Olympics to NotPetya, the same group's fingerprints have appeared again and again.

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Five Ways To Leverage The Latest Rate Cuts By The Fed

Interest rates in America have been cut three times this year. The Federal Reserve on Oct. 29 slashed the federal funds rate to a range between 1.5% and 1.75%, a move to help keep economic growth spurring along. The action could bring lower rates on consumer loans, some mortgages, and student loans.

In tightening rates, the Fed has aimed to derail a global economic slowdown, President Donald Trump’s trade wars with other countries, and a drop in U.S. manufacturing. The trio of cuts was nearly a U-turn from the four increases the Fed made in 2018 to deal with a growing economy. The rate cuts since July 2019 are also geared to encourage more borrowing and spending. The move trims the short-term rates the nation’s central bank controls, determining the direction of some key consumer and business loans.

The Fed released a statement in its latest policy meeting that it has used since June to indicate a future rate cut is likely. That possibly indicates that the Fed is done cutting rates this year and will leave them untouched while gauging how the economy performs in upcoming months.

Consumers and entrepreneurs might benefit from the Fed rate cuts:

POSSIBLY MORE LOANS FOR SMALL BUSINESSES

Interest rates that banks and other financial institutions charge small businesses for loans likely move lower. That gives banks more incentive to boost loan activity, potentially increase the number of loans they make to small businesses. The lower rates make capital less costly and boosts the money supply. And with customers of small businesses able to borrow money for less, that perhaps means they could buy more goods.

POTENTIALLY LESS COSTLY TO MAKE HOME REPAIRS

A majority of home equity lines, also known as HELOC, are pegged to the prime rate. The prime rate is what most banks charge their most credit-worthy customers. Changes in the federal funds rate and the discount rate influence the direction of the prime rate. The prime typically determines the direction of borrowing costs on such things as credit cards, home equity loans, lines of credit, personal loans, and auto loans. Experts say the Fed’s third rate reduction could shave rates on HELOCs by a quarter-point by November or December.

For existing homeowners, the rate cuts could be good news. For those planning to make improvements to get their houses ready to sell next year, the rate changes could make financing the upgrades cheaper.

PERHAPS NOW IS THE TIME TO CONSIDER HOME REFINANCING

The Fed’s actions, along with the economy and other factors, could impact long-term mortgage interest rates. Still, how those rates move are more commonly tied to yields on U.S. Treasury notes. Accordingly, the mortgage rates are now much lower than since late 2018.

So if you purchased a house within the last several years, it would be worth checking to see if you can now refinance at a lower rate. Just cutting a percentage point off your mortgage rate could potentially save you more than $100 monthly, experts say.

PURSUE LOWER BORROWING COSTS ON STUDENT LOANS

More than 1.4 million students annually utilize private student loans to help pay college debt. At the same time, the bulk of students use federal student loans with fixed rates. The private loans can carry a fixed rate or variable rate. The loans with a variable rate could be trimmed when the Fed cuts rates. How much can be saved may depend on such factors as the terms of the loan. If you have both federal student loans and private student loans, experts advise paying off the private loans first or seeing if you can refinance them at a lower fixed rate.

LOWER CREDIT CARD COSTS, BUT ONLY EXPECT A TAD IN SAVINGS

The federal rate of 25 basis points will have little impact on the interest cost for consumers, says Robert McKinley, senior analyst for CardTrak.com. For example, a consumer with a credit card balance of $3,000, with a 20% interest rate, would save about $7.50 per year. So far this year there have been three rate cuts for a total of 75 basis points, dropping the prime rate from 5.50% one year ago to 4.75% in November. So, using the same example of a $3,000 balance at 20% APR, the savings would be $22.50 per year, or about a little less than $2 per month, compared to one year ago.

Unfortunately, the Fed rate means lower rates on a certificate of deposit and other savings accounts. Individuals may now have to look for higher-yielding savings accounts but realize the gains might be minuscule. Plus, senior citizens who put money into CDs and savings accounts will net less from lower rates. That could translate into less income for older Americans for retirement savings as well as money to live on.



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Rapper Lil Nas X makes history at the Country Music Association Awards

Lil Nas X has become the most unlikely darling dude of country music, making history as the first openly gay entertainer to win a Country Music Association Award.

READ MORE: Lil Nas X’s ‘Old Town Road’ inspires autistic boy to sing

The “Old Town Road” rapper and his co-collaborator Billy Ray Cyrus has seen huge success with the folksy head-bopping rap jam. And on Wednesday the dynamic-odd-duo won for musical event of the year, which includes Cyrus’ rap solo on the song’s remixed version, Out Magazine reports.

“LETS GOOOOOOOOO!!!!!! šŸŽ ⚡,” Lil Nas X tweeted on Wednesday, celebrating his historic win.

“I wasn’t sure if this was going to be able to happen tonight,” he told reporters USA Today reports. “I’m so happy this song was accepted because it is the bridging of two polar opposite genres. I’m happy it’s gotten respect from both places.”

Earlier this year, Lil Nas X‘s smash single “Old Town Road” was removed from country charts.  In a twist of irony, he later found himself nominated for a Country Music Award at the 53rd annual celebration of the genre.

The trap-infused, remix which was nominated for the Musical Event of the Year category, was even up against country music vets Brooks & Dunn and Garth Brooks.

According to the Huffington Post, the original version of “Old Town Road” first hit the web in December. However, it did not begin to catch the attention of the masses until March. As it began to ascend up the Hot Country Songs chart, it was also removed in March. Billboard cited the reason for the exclusion as the single not containing the “elements of today’s country music to chart.”

READ MORE: People keep stealing ‘Old Town Road’ street signs in Massachusetts

After the removal outrage spanned social media, the history of racism, in particular with Black artists and country music, arose. In April, Billy Ray Cyrus spoke out in support of the young star, spawning the first of many remixes to the song.

And when Lil Nas X came out as gay at the end of June, his song still continued to skyrocket  and became the longest-running No. 1 single ever to hit the Billboard Hot 100 Chart.

We’re happy for his success.

The post Rapper Lil Nas X makes history at the Country Music Association Awards appeared first on theGrio.



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Canada refuses visas to over a dozen African AI researchers

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Viral rap song highlights Morocco monarchy taboo

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SA post office rapist and murderer given life

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Thursday, November 14, 2019

'Star Wars Jedi: Fallen Order' Is Strong With the Force

Traditional in its approach to the material but elegant in its craftsmanship, the game is one of the best 'Star Wars' games ever made.

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Jaleesa Trapp shakes things up in the classroom and in computing

“My introduction to MIT was an interesting one,” says Jaleesa Trapp, a graduate student in the MIT Media Lab. “MIT came to me.”

That introduction came in the form of an afterschool program called the Computer Clubhouse in Trapp’s hometown of Tacoma, Washington. The program, founded by the Media Lab research group Lifelong Kindergarten and run by the The Clubhouse Network, is a technology-based learning environment for high school students that has been introduced to 100 underserved neighborhoods in over 20 countries. At the Clubhouse, Trapp learned graphic design, coding, video editing, and robotics, and she was introduced to a wide spectrum of possible STEM careers.

Now, Trapp is working toward her PhD in the very same research group. Informed by many happy hours spent at the Clubhouse, her undergraduate studies, and her experience teaching high school, she aims to study the different ways youth, particularly black and brown youth, interact with computers and technology. She is especially curious about nonstandard human-computer interfaces — technologies distinct from desktop or laptop interactions.

Shaking things up

The Clubhouse in Tacoma was in close proximity to Trapp’s high school, yet it felt worlds away. “I hated high school, but I liked going to the Clubhouse,” she says. “It was like I was in two different worlds. My teachers had no idea that at the Clubhouse I was creating these interactive CD-ROMs and doing all types of things.”

Trapp’s experience at the Clubhouse, along with a high school internship at Microsoft, crystallized her interest in using technology to solve problems for people. She received her undergraduate degree at the University of Washington in human-centered design and engineering with a concentration in human-computer interactions.

After college, Trapp spent a year with AmeriCorps before returning to the Clubhouse as a coordinator, running the program she had attended just a few years before. After a year working solely at the Clubhouse, she was approached by local educators to teach high school. She hesitated at first but then realized the impact she could have. “I ended up going back to teach high school [because] I wanted to give more youth the opportunity to have the same Clubhouse experience I did — but inside the classroom. Not all students can come to an afterschool program, so I try to find a way to do that inside the school.”

Trapp describes her pedagogical approach as a bit unorthodox. She recalls a computer science class in which she taught students how to make their own playdough to use with Makey Makey, software that allows children to make their own controllers with conductive objects. “The way that I run things, when I go to other teachers’ classrooms I know they think, ‘She’s letting these kids run wild!’ I like going and shaking things up.”

Returning to kindergarten

After teaching for three years, Trapp wanted to apply her skills and her proclivity for shaking things up to the world of academic research. When she applied to the Media Lab, the Lifelong Kindergarten Group was a natural fit. The group is inspired by the way learning occurs in kindergarten — through building and experimenting — and aims to expand that concept to other technologies and learning experiences.

One of the strengths of the program, she says, is the diverse backgrounds of others in the Media Lab. "Kind of like the real world!” she laughs. “We all have these different skills and knowledge to bring to work on a project, which I think makes it a lot more dynamic than if we were to work alone.”

Despite the diversity of backgrounds, Trapp notes that she is one of just a few black students in the Media Lab, which at times makes her feel hypervisible: “I change my hair a lot. I wear a lot of braids and twists and stuff. And just the comments about my hair, asking why it’s so different … just having to answer that type of question is really exhausting. Like, you get to come here and be a student, and I get to come here and teach you about black hair … and then be a student.”

Empowering her students

Trapp has channeled the added pressure she feels as a minority student into her master’s thesis, which she recently finished. It’s an antiracist learning guide that helps educators engage marginalized youth in STEM activities by creating an equitable learning space. One important way to do that, Trapp explains, is by shifting power: “Even just the way we do introductions, allowing students to stand up there and say their names instead of [teachers] butchering their names, asking them their preferred name, giving them that power, asking them what they value.”

“I don’t have rules in my classroom,” she adds. “They come in and as a group we decide, how do we want to treat each other in this space? How do we want to treat this space, and how do we hold each other accountable for it? And by doing that, if something happens I can always remind them, ‘You set this up, not me, and I’m also held accountable to it.’” Trapp looks forward to using her master’s thesis work as a foundation for her PhD thesis, but with more of a focus on how youth interact with computing.

As she gears up for her next four years in Boston, Trapp admits she misses her beloved Tacoma, where her strongest support system remains. (The town raised thousands of dollars after she was admitted to MIT, to help her to move to campus and settle in.) She also feels a responsibility to the youth of Tacoma.

“I think I’m so invested because I want to be able to give opportunities that I didn’t have,” she says. “If there were more opportunities like the Clubhouse … I think that could inspire kids to do other things, and know that they’re capable, and know that there’s more out there. And then, hopefully, they would still want to give back to Tacoma, too. For the future of Tacoma, I want kids to know that they can go and do anything that they want to do.”



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