Plus: Retailers aim to improve delivery performance, and Airbus displays a model of a new blended-wing plane.
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Sunday, February 16, 2020
Medicare Age And Eligibility Requirements
When Are You Eligible For Medicare?
If you’re looking to sign up for Medicare in the near future, knowing when you’re eligible for enrollment is an essential part of the process. You qualify for full Medicare benefits beginning at age 65 if:
- You are a citizen of the United States or permanent legal resident who has lived in the U.S. for at least five years; and
- You’ve worked for 10 years and paid Social Security during that time; or
- Your spouse worked for 10 years and paid Social Security during that time; or
- You are divorced but were married for at least 10 years and would have qualified through your ex-spouse.
You may also qualify for Medicare before the age of 65 if:
- You have received Social Security Disability benefits for 24 months.
- You have end-stage renal disease (ESRD) and have been on dialysis for three months or have had a kidney transplant.
- You have been diagnosed with Lou Gehrig’s disease (ALS).
Applying For Medicare When You Turn 65
If you are planning to apply for Medicare when you age into eligibility at 65, here’s what you need to know:
- You can apply for Medicare three months before your 65th birthday, the month you turn 65, and three months after your 65th birthday.
- If your birthday is in May, for example, you may enroll in the months of February, March, April, May, June, July, and August.
- This time period is known as your Initial Enrollment Period. During this period, you can sign up for Part A, B, C, and D.
- Part A is mandatory and covers costs associated with hospital visits.
- Part B is optional but highly recommended and coverage costs associated with doctor visits.
- Part C (Medicare Advantage) is optional and is a cost-saving option if you want Part A, B, and D combined with other benefits such as vision and dental.
- Part D is optional but highly recommended and covers costs associated with prescription drug coverage.
You must sign up for Medicare Part A during this period even if you’re not going to quit working. You do not have to apply for Part B until you start receiving retirement benefits (see the below section on special enrollment), but you do need to apply for Part A.
If you are applying for Medicare in full and you are not working, you must sign up for all Medicare programs you want to join. This means if you want Part B and D, you need to sign up for both when you sign up for Part A. If you’re going to sign up for Medicare Advantage, you also need to do so during your enrollment window.
If you apply for Part A on time but you wait to sign up for Part B, there will be a 10% increase on your premium for each year you delay enrolling. For example, if you sign up for Part A during your Initial Enrollment Period in 2020 but put off signing up for Part B until 2025, your premium fee increase will look like this:
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
| Late Fee | 0% | 10% | + 10% | + 10% | + 10% | + 10% |
| Part B Premium | $100 | $110 | $120 | $130 | $140 | $150 |
What if you miss this period? There are two other time slots for enrollment: your Special Enrollment Period and open enrollment.
Special Enrollment Period
If you plan to work and receive health insurance through your employer, you can delay applying for Medicare Part B until you begin receiving Social Security or railroad retirement benefits. Once your employment ends and you start collecting retirement, you will be automatically enrolled in Part B as long as you signed up when applying for retirement benefits. If you did not sign up for Part B when applying for retirement benefits, or if you want to sign up for Part C or D, you may do so during this period.
From the time your job ends, you have eight months to enroll in Part B. If your employment ends in April, you will have May, June, July, August, September, October, November, and December to apply for Part B. This is known as your Special Enrollment Period. Special enrollment only applies to those who are still working and who will continue receiving healthcare through an employer.
Open Enrollment Period
Open enrollment applies to anyone who missed their initial or special enrollment periods or an enrolled person who desires to switch plans. If you missed your initial or special enrollment periods, you may apply during the Open Enrollment Period, but there will be a penalty.
The period for open enrollment occurs yearly from October 15 through December 7.
Ready To Apply For Medicare?
If you are ready to enroll in Medicare or want to better understand your eligibility and options, requesting a free, personalized quote online is a great first step. Doing so will only take a few minutes of your time and will connect you with an expert who can explain your coverage and benefits, along with your estimated monthly premium.
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Saturday, February 15, 2020
Morehouse College first HBCU to have a polo team
Morehouse College has found itself in the throws of history with the first Polo Team at an HBCU.
Earlier this month, the Morehouse Polo Team took to Instagram to share a picture of the team and announce that they were official.
“Say hello to our Polo Team! These men are making history as the World’s FIRST polo team ever to be created at an HBCU. All made possible by visionary and co-founder @miguelwilsoncollection alongside co-founder and team captain @cabester99official,” they wrote.
The Washington Informer reported that the team was put together last year by Miguel Wilson who also founded the non-profit organization Ride to the Olympics. According to the org’s Facebook page, it is aimed “to eliminating barriers, strengthening communities, and helping youth in need reach their full potential.” The team consists of members Rian Toussaint, Jayson Palmer, Justin Wynn, and Caleb Cherry.
Because of Them We Can reported that last fall, Ride to the Olympics was able to raise money for the Morehouse Polo Club through its annual Atlanta Fashion & Polo Classic event, where Atlanta influencers and celebrities come out to support the foundation.
Bossip reported that last week, the team received its first official membership acceptance letter from Amy Fraser, Director of Intercollegiate/Interscholastic Polo.
“We would like to officially welcome Morehouse College to the family. Morehouse will be playing out of the Atlanta Regional Polo Center with Jolie Liston and Frankie Questel.”
Morehouse has previously made headlines for amazing monetary gifts, which include when Oprah Winfrey donated $13 million to the college last fall, making her endowment the largest in the school’s history. Month’s earlier, billionaire Robert Smith announced during the school’s commencement ceremony that he vowed to pay off the debt for the entire class of 2019. He later announced that he would also pay off their family’s debt as well, which would total up to $34 million.
The post Morehouse College first HBCU to have a polo team appeared first on TheGrio.
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LaVar Ball Asks Sons to Fund Big Baller Brand Rebirth
Looks like the “ball” is in his sons’ court! LaVar Ball, father to NBA player Lonzo Ball and international player LaMelo Ball, has asked his sons for money to invest in the Big Baller Brand that he started several years ago, according to the New York Post.
On a recent episode of Ball in the Family, the Facebook Watch reality show that follows the lives of the Ball family, LaVar tried to encourage his sons to reinvest in the apparel company. “The more special you get, all these people will be coming in with all this other s–t because everybody want a piece,” he says in a clip. “What we got going on is gonna be a billion-dollar thing—everybody gotta put their teeth in it somewhere. And as a family, we just gotta stick together. Like, OK, we good. Put your money over there. My money over here … Melo over there. And we put all our money together, that’s where the venture capitalists come in and say, ‘We got a hundred mil’ for y’all.’ We don’t need to have a hundred mil’. We got it right here if we put our (sh–) together.”
Last year, due to discrepancies found during audits of Ball’s Big Baller Brand, co-founder Alan Foster was fired for allegedly embezzling funds. Back in March of 2019, Lonzo told ESPN that he believes Foster, a friend of LaVar’s for almost a decade who owns 16.3% of Big Baller Brand, had “used his access to my business and personal finances to enrich himself. As a result, I have decided to sever all ties with Alan, effective immediately.”
LaVar put out a statement at the time, “Unfortunately, Alan Foster continues to try and leverage the Ball family name for his own gain. Alan Foster is a convicted felon who served seven years in jail for defrauding people out of their money. He is a thief and con man and cannot be believed or trusted.”
Lonzo and LaMelo went public about separating themselves from the company while middle brother LiAngelo stayed with the brand. Lonzo, who played for the Los Angeles Lakers last season, is currently playing for the New Orleans Pelicans, while his brother LaMelo is expected to be a high NBA draft pick after the season. LiAngelo joined the Oklahoma City Blue, an NBA G League team, as a practice player in December.
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Michelle Obama gets real about life after the White House
Former First Lady Michelle Obama recently sat down with friend Oprah Winfrey to discuss her journey after the White House.
During Winfrey’s 2020 Vision: Your Life in Focus tour, sponsored by Weight Watchers, she and Obama took the stage at the Barclay’s Center in Brooklyn, New York to discuss life after her husband’s, Barack Obama, term as president ended in January 2017. The full interview aired on Feb 12.
During the interview, Obama went on to tell Winfrey that she is still on a mission according to The Root.
READ MORE: Michelle Obama announces new Instagram TV series
“The next phase of my journey of becoming is really continuing to make sure that what I do has meaning and purpose to somebody outside of myself,” she said. “I want to empower the next generation of politicians, and community activists, and teachers and doctors and lawyers. I want to be a part of laying out a set of values and principles that we can all be proud of; of this country.”
Obama is now a best-selling author and Grammy winner thanks to her book “Becoming,” which is now the best-selling memoir ever, and its Audiobook. Still, she told her friend Winfrey that she remembers where she came from.
READ MORE: Barack and Michelle Obama’s first Netflix film wins Oscar for Best Documentary
“I’m Michelle from the South Side of Chicago,” she said. “[W]e were raised with the [idea that] that’s enough. You be grateful for what you have and you don’t look at the next thing. You be happy with what you have, and that’s how we worked in the White House. That didn’t change because we moved to a different house…The House didn’t define us, it’s the values that defined us.”
The former First Lady and the president are now empty-nesters now that their daughters Malia, 21, and daughter Sasha, 18, are college students. Obama went on to explain that it is important for their daughters to find their own way. She said it was also important that they were “checked by somebody younger than me.”
“They cannot define themselves by looking at each other or looking at me or their dad,” Obama said. “They have to take the time to get to know themselves—give themselves a moment to figure out who they want to be in the world, not who they think I want them to be, not what the rest of the world says about them, but to really think about how they want to shape their lives and how they want to move in this world. So, I don’t want them measuring themselves by external influences, and for young girls, that is hard to do.”
READ MORE: She’s Just Like Us: Michelle Obama had insecurities that her 2019 book and tour would be a flop
With this being Valentine’s Day weekend, of course, many find themselves looking Obama and her husband for love inspiration. Obama has always kept it real about how much hard work goes into their marriage and according to The Root, she said they are finally seeing each other for the first time in a long time.
“You can have chunks of hard, bad times and if that’s how you define your marriage by just the hard times, then you’ll miss the truth of what’s really there,” Obama said.
Watch the full interview below.
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Vanessa Bryant Reveals Mamba Sports Foundation Name Change to Include Daughter Gianna
In recognition of her daughter Gianna, Kobe Bryant’s wife, Vanessa Bryant, has decided to change the name of the Mamba Sports Foundation to Mamba & Mambacita Sports Foundation according to People.
Vanessa Bryant continues to cope with the death of her husband and daughter after they both perished in a helicopter crash several weeks ago, Bryant made the announcement via her Instagram account.
The retired basketball player was killed in a helicopter crash on January 26 along with his 13-year-old daughter Gianna and seven other passengers: John Altobelli, Keri Altobelli, Alyssa Altobelli, Christina Mauser, Ara Zobayan, Sarah Chester and Payton Chester.
The foundation focuses on empowering underserved communities through youth sports. Bryant called himself “The Black Mamba” representing his ‘on court’ persona and his daughter, Gianna, who also excelled at basketball, was known as “Mambacita” as she was following in his footsteps by playing youth basketball.
In honor of the Byrants, at this year’s NBA All-Star Game, Team LeBron and Team Giannis will wear No. 2 and No. 24, respectively, on their jerseys as a dedication and memorial for Kobe and Gianna.
Bryant played his whole 20-year NBA career with the Los Angeles Lakers. He was a 5-time NBA World Champion, a 2-time Finals MVP, and the 2008 Most Valuable Player. During Bryant’s career he made the All-Star team 18 times. He was the youngest player to ever reach 30,000 points.
Bryant retired from the NBA in 2016 and scored a NBA-season high 60 points in his final game.
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R. Kelly faces new sexual abuse charges ahead of April trial
R. Kelly already has a lot to worry about ahead of his April trial in Chicago and now he has been hit with even more charges of sexual abuse.
According to Complex, Kelly is facing a whole new indictment that will include more sexual abuse allegations. This indictment, which was filed on Thursday, will add a new victim to the case while removing another. These new developments have the possibility of delaying the Chicago trial as the now-disgraced singer is set to appear in an arraignment at the Dirksen Federal Courthouse in Chicago.
In addition to being charged in Chicago, Kelly has also been indicted in Brooklyn and Minnesota. He is facing charges that range from child pornography, obstruction of justice, and racketeering; he has also been accused of getting a fake ID so that he can marry the late singer Aaliyah, who was 15 at the time they were married, while Kelly was 27, which was added after his New York case was revised.
Next month, Kelly’s lawyers will have the chance to see the names of the accusers added to the New York case during the revisions. In January, a judge ruled that there was substantiated claims that Kelly would interfere with the case from jail, Complex reported. So his legal team will not be allowed to see the name of the new accusers until right before his trial.
READ MORE: R. Kelly charged with bribing official for fake ID to marry Aaliyah when she was 15
Kelly has been locked up in a Chicago prison since July and recently prison staff has come under scrutiny for allowing him to make an “off the record” phone call, according to Complex. The staff has been accused of circumventing “the protocols in place to ensure monitoring of the defendant’s communications.” In addition to problems with phone calls, Kelly has also been accused of smuggling a letter.
Following Kelly’s Chicago trial, his New York trial is set for July.
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Gunman walks into Kandi Burruss’ restaurant Old Lady Gang and shoots three people
An unknown male walked into “Real Housewives of Atlanta” star Kandi Burruss‘ popular Atlanta restaurant Old Lady Gang (OLG) and shot three people.
According to the Atlanta Journal Constitution, on Valentine’s Day night, while several people were celebrating the holiday with a night out, a man came into the OLG location in East Point targeting another man. After firing multiple shots, the man also hit two bystanders who were taken to the hospital with non-life-threatening injuries.
“We were waiting for our spot at the Juicy Crab and we were waiting outside actually at that bench right there,” witness Brynae Kinsey told CBS 46. “We heard two gunshots and I seen somebody run out that door, and I ran…I just heard her scream ‘ahhh,’ and then I heard two pops. Pop, pop. I just wondered what was going through his head for him to pop off like that.””
READ MORE: SNEAK PEEK: Here’s what to expect on season 12 of ‘RHOA’
AJC reported that another witness described the chaotic scene when the shots were being fired.
“While they were back there cooking and stuff, they just heard gunshots,” Ricka Franklin, whose brother works at the restaurant, said. “All of a sudden, the customers ran to the back where they were.”
East Point police Capt., Allyn Glover told AJC that they are still looking for the suspect.
READ MORE: An emotional Wendy Williams dishes on Nene Leakes’ plans to quit RHOA
Burruss and husband Todd Tucker opened OLG in 2017 with the Southern-style menu paying homage to Burruss’ mother Joyce Jones and aunts Bertha Jones and Nora Wilcox. The restaurant’s planning and the opening was well-documented on “RHOA.” The notoriety made the eatery very popular among locals and tourists, sometimes there were lines outside of the door. OLG’s first location was so successful that the couple decided to open up the second location in East Point in 2018, AJC reported, which was also documented on the reality show.
As of Saturday morning, neither Burruss nor Tucker have commented publicly regarding the shooting,
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California School District Names Elementary After Michelle Obama
The Wilson Elementary School in Richmond, California, will be renamed as Michelle Obama Elementary School when it reopens later this year, according to Newsweek.
The unanimous decision was made recently among board members of the West Contra Costa Unified School District after considering a proposal from the school’s Parent Teacher Association for the school to be renamed in honor of Obama, whose name is synonymous with her support of education and children’s health programs, the San Francisco Chronicle reports.
“Naming this school after Michelle Obama is a sign of the school’s rebirth,” Stephanie Hernandez-Jarvis, the president of the board, said in a statement. “The parents and students advocated to rename their school after Michelle Obama because they believe the values our former First Lady embodies and the educational, child-centered causes she champions are representative of what we all aspire to nurture in our school communities.
Michelle Obama (Image: Instagram)
Obama was a huge advocate for education during her time in the White House and continues to advocate for students. President Barack Obama and the first lady launched the “Let Girls Learn” initiative in 2015 to raise awareness and ensure adolescent girls around the world are ensured the right to an education. There are several other initiatives led by Obama supporting post-secondary education, the necessity of school counselors, education for African Americans, and art education, to name a few according to theedadvocate.org.
The elementary school, which was formerly named after Woodrow Wilson, will be the second school in California to be named after Obama, the school district says, with the other in Panorama City in Southern California. The school is currently being hosted in a temporary campus in El Cerrito while its Richmond location at 42nd Street and Roosevelt Avenue is being developed into a new “state-of-the-art 21st facility,” according to the statement, the East Bay Times reports.
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